By Laura J. Lowenstein, Esq. In New York, effective March 31, 2015, Insurance Law Section 3241(c) and Financial Services Law Article 6 created a new paradigm for consumer protection against out-of-network emergency services bills. On a very macro
By Laura J. Lowenstein, Esq. This past June some interesting data was released at the 2017 Healthcare Financial Management Association’s (HFMA) Annual National Institute and every physician, practice group and medical facility n
By Laura J. Lowenstein, Esq. Pop Quiz: What remains the top reason cited for personal bankruptcy in the United States? Credit Card Debt Mortgage Insolvency Medical Debt Student Loan Debt Outstanding Tax Liens/Judgments If you answered c. Medica
By Laura J. Lowenstein, Esq. In the world of debt collection, accounts come in all shapes and sizes. In reality, debt accounts that are handled by attorneys are essentially litigations predominantly premised on breach of contract and/or services or go
By Laura J. Lowenstein, Esq. One of the main regulatory laws governing collections is called the Fair Debt Collection Practices Act, known industry-wide as the FDCPA. It is well-accepted that third-party debt collectors, such as
By Laura J. Lowenstein, Esq. ADVISOR ALERT: New Financial, Billing and Collection Requirements for Tax-Exempt Hospitals Final regulations for IRC §501(r), first introduced under the Affordable Care Act, apply to all tax-exempt hospital’s taxable year
By Laura J. Lowenstein, Esq. Come 2016 every individual enrolled in an ObamaCare exchange plan will be suffering from a wave of sticker shock. Insurers have been quietly putting in their rate requests for 2016 and, by the looks of it, they range from
By Laura J. Lowenstein, Esq. This week it was announced that one of the largest banks in the world, JPMorgan Chase, will have to pay $125MM in fines and restitution after being found to have engaged in unfair, deceptive and abusive debt collection practices. The findings were broad an
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