Legal Notices and Privacy Policy

THIS IS AN ATTEMPT TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

 

NOTICE TO CONSUMERS:
Capital Resource Management, Inc. furnishes information to Consumer Reporting Agencies (CRAs).  Consumers may notify us if information we have reported to a CRA is inaccurate by writing to us at the following address:

Capital Resource Management, Inc.
Attn: Compliance Officer
2005 Merrick Road, Suite 116
Merrick, NY  11566

The above notice is provided in accordance with sections 623(a)(1)(A) and (a)(1)(C) of the Fair Credit Reporting Act (FCRA).

 

OPERATING HOURS:

Monday – Friday  9:00 a.m. – 5:00 p.m Eastern Time.

Closed: Saturday, Sunday and major holidays.

 

LEGAL NOTICE AND DISCLAIMER:

Use of this website or submission of an inquiry to the firm does not establish a legal, contractual or other relationship between you and Capital Resource Management, Inc. or its attorneys or affiliates.  This website is available for general informational purposes about the company.  Submission of a questionnaire, assignment or claim form does not guarantee that Capital Resource Management, Inc. will take your case, and users of the site should not rely upon the company to take any action until and unless a formal written services agreement is executed.While this company may have attorneys that are licensed to practice in New York, we do not disseminate legal advice via the website and this site does not constitute the practice of law nor establish an attorney-client relationship. Unsolicited email to our attorneys will not create an attorney-client relationship and confidential information should not be sent to anyone at this company without first establishing a legal agreement.  Statements on this website of prior results do not guarantee a similar outcome.Materials on this web site may contain references to certain laws and regulations. Although we attempt to offer the most up-to-date and accurate information on this web site, the law is constantly changing and mistakes can occur.  Therefore, the materials on the web site are offered “as is.”  We do not provide any guarantees of completeness, accuracy or timeliness and provide no warranties of any kind, express or implied, as to any materials on this web site.This web site is not intended to be advertising and shall not be deemed to constitute advertising in any state where this web site fails to comply with all laws and ethical rules of such state.

Through this website, you are able to link to other websites that may be operated by government or third party providers which are not under the control of Capital Resource Management, Inc.  We have no control over the nature, content, and availability of those sites and the links are provided simply as a convenience to visitors of this web site.  The inclusion of any links does not necessarily imply a recommendation or endorse the views, materials or images expressed within them.

Capital Resource Management, Inc. takes no responsibility for the website being unavailable due to technical or internet issues.  In no event will Capital Resource Management, Inc. be liable for any loss or damage including, without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of or in connection with the use of this website.

THE ATTORNEYS, AGENTS, EMPLOYEES, ASSOCIATES AND AFFILIATES OF CAPITAL RESOURCE MANAGEMENT, INC. ARE DEBT COLLECTORS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Debt collectors, in accordance with the Fair Debt Collection Practices Act, 15 U.S.C.§ 1692 et seq., are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to:

  • the use or threat of violence;
  • the use of obscene or profane language; and
  • repeated phone calls made with the intent to annoy, abuse, or harass.

 

If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt:

  1. Supplemental security income, (SSI);
  2. Social security;
  3. Public assistance (welfare);
  4. Spousal support, maintenance (alimony) or child support;
  5. Unemployment benefits;
  6. Disability benefits;
  7. Workers’ compensation benefits;
  8. Public or private pensions;
  9. Veterans’ benefits;
  10. Federal student loans, federal student grants, and federal work study funds; and
  11. Ninety percent of your wages or salary earned in the last sixty days.

 

PRIVACY POLICY:

This privacy policy applies to information collected online from users of this website.  In this policy, you can learn what kind of information we collect, when and how we might use that information, how we protect the information, and the choices you have with respect to your personal information.We collect information about our users in three ways: directly from the user, from our Web server logs and through cookies.  We use the information primarily to provide you with a personalized Internet experience that delivers the information, resources, and services that are most relevant and helpful to you.  We don’t share any of the information you provide with others, unless we say so in this Privacy Policy, or when we believe in good faith that the law requires it.

User-supplied information: If you fill out the contact form on this website, we will ask you to provide some personal information (such as your name, e-mail address and phone number).  Please do not submit any confidential, proprietary or sensitive personal information (e.g. Social Security Number; date of birth; drivers license number; or credit card, bank account or other financial information).  If you submit any personally sensitive information, you do so at your own risk and we will not be liable to you or responsible for consequences of your submission.  Information that you provide to us through the contact form will be used so that we may respond to your inquiry.

Web server logs: When you visit our website, we may track information about your visit and store that information in web server logs, which are records of the activities on our sites.  The servers automatically capture and save the information electronically. Examples of the information we may collect include:

  • your Internet protocol address and ISP;
  • the county/state and country from which you access our website;
  • the kind of browser you used;
  • the number of links you click within the site;
  • the date and time of your visit;
  • the web page from which you arrived to our site;
  • the pages you viewed on the site; and
  • certain searches/queries that you conducted via our website(s).

 

The information we collect in web server logs helps us administer the site, analyze its usage, protect the website and its content from inappropriate use and improve the user’s experience.

Cookies: In order to offer and provide a customized and personal service, our websites and applications may use cookies to store and help track information about you.  We use cookies to help remind us who you are and to help you navigate our sites during your visits.  The use of cookies is relatively standard.  Most browsers are initially set up to accept cookies.  However, if you prefer, you can set your browser to either notify you when you receive a cookie, or to refuse to accept cookies.  You should understand that some features of many sites may not function properly if you don’t accept cookies.

Information Security: We take appropriate physical, electronic and procedural security measures to help protect your personal information from accidental loss and from unauthorized access, use or disclosure.  However, we cannot guarantee that unauthorized persons will always be unable to defeat our security measures.  We will not sell, rent, or lease mailing lists or other user data to others, and we will not make your personal information available to any unaffiliated parties, except as follows:

  • if we are unable to assist with your matter, but know an unaffiliated agency or firm that may be able to help you, we may refer you and share information you provided us with that party upon your consent; and
  • as required by law, in a matter of public safety or policy, as needed in connection with the transfer of our business assets (for example, if we are acquired by another firm or if we are liquidated during bankruptcy proceedings), or if we believe in good faith that sharing the data is necessary to protect our rights or property.

 

If you have any additional questions or concerns about this privacy policy, please contact us via the phone number, contact form or mailing address listed on this website.  If our information practices change in a significant way, we will post the policy changes here.